About Water Damage Pricer

Most water damage content online is written to rank, not to be useful to someone standing in an inch of water at 11pm wondering what happens next. We built this site to answer the questions people actually have in that moment: what this is going to cost, whether insurance is going to help, and how to tell a legitimate restoration company from someone who showed up because they saw a fire truck.

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Daniel Ortiz, Site Editor

Property claims & restoration industry coverage

Daniel spent five years as a property claims adjuster handling water and storm losses for a regional insurance carrier before moving into consumer-facing writing full time. That background is why this site talks about insurance coverage in more specific terms than "check your policy" — he's read the exclusion language, seen claims get denied over gradual-leak arguments, and knows which documentation actually matters for a claim. He is not a public adjuster and does not represent policyholders in disputes; this site is informational, not legal or insurance advice.

Questions, corrections, or something on this site that doesn't match what your insurer told you? editorial@waterdamagepricer.com

Our methodology

Every figure and claim on this site is sourced from one of the following, in order of preference:

  1. Primary technical standards and government guidance — the IICRC S500 water damage restoration standard for category and class definitions, and CDC/EPA publications for mold and health guidance. Where the official standards body's own page lacked sufficient public detail, we note that explicitly and cite the secondary source we used instead.
  2. Aggregated cost data from Angi, based on their published analysis of verified restoration projects, for pricing figures. We cite the specific range and note the year and sample size where Angi discloses it.
  3. Insurance industry data from the Insurance Information Institute (a nonprofit backed by the insurance industry, not a consumer advocacy group — we note that bias explicitly) and individual insurers' own published coverage explanations, for claims statistics and coverage guidance.

Research for the current guides was conducted in September 2026. Where a figure varies significantly by region, insurer, or contractor, we say so rather than presenting a single national number as if it applies everywhere.

This site is not insurance or legal advice

Coverage decisions depend on your specific policy language, your state's regulations, and the facts of your individual claim. Nothing on this site should be read as a guarantee that your situation will or won't be covered. If you're in a coverage dispute, talk to your insurer's claims department, your state's department of insurance, or a public adjuster or attorney who can review your actual policy.

Editorial standards

Contact

General questions, corrections, or press inquiries: editorial@waterdamagepricer.com. If you're a restoration company interested in receiving leads through this site, use the same address with the subject line "Partner Inquiry."

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